Health Insurance for Travellers – Benefits and Features

Health Insurance for Travellers – Benefits and Features

When making a travel plan, what people often overlook is considering getting their travel insured. The hurly-burly of travel preparations doesn’t leave space for you to think about the worst-case scenario. Not only is it important to think of the challenges that might occur on your vacation, but you should also be prepared for them. A lot of problems can occur when we are traveling. It could be even more difficult to deal with issues when we are in a foreign land and do not speak the local language there. You should have something to fall back on. And in this case, that something could be travel health insurance. Before you look for the best health insurance plans in India for your next travel, let’s understand what they really are and how they can benefit you. 

What is health insurance for travelers? 

Medical emergencies can occur anywhere, anytime. Travel health insurance is an insurance plan that provides coverage against hospitalization and medical costs of any medical emergencies when you are traveling. Medical costs are seeing an all-time high all over the globe. It can be a lot of burden on you to bear them if not with the help of an insurance plan. Travel insurance policies also provide coverage for lost baggage, flight cancellations, etc., which can be of great help in times of need. Moreover, just as you can buy health insurance online, travel health insurance can be bought online too. 

 

Benefits of getting Travel Insurance:

1) It provides coverage for long-term as well as short travel:

Whether you are planning to take a short trip to your dream location or moving to a different place for a few months to work from there, travels health insurance has your back. It ensures medical security against any illness or accidents that might occur while you are traveling. 

2)Medical Assistance:

When we are in an unfamiliar place, arranging things could be difficult in critical situations. Health Insurance in India offers medical assistance such as cashless hospitalization while traveling. If you are a frequent traveler, getting travel health insurance should be on your priority list. It can save you a lot of trouble and ease out the tiring process of hospital formalities when the need arises. 

3) Student medical expenses:

Going to study in a foreign land is itself challenging. Medical bills would be the last thing you want to worry about when you are abroad to focus on your studies. Travel medical insurance covers the medical expenses of individuals traveling for studies and can be of great relief. 

4) Vacation stress-free:

Getting travel insurance for a vacation that you have been planning is a wonderful idea. You can get online health insurance and enjoy your vacation without having to worry about how you will deal with an ordeal in case it arises. 

5) It covers the loss of personal belongings and passport:

Not only does this kind of insurance provides assistance with medical expenses while traveling, but it also ensures assistance when you lose necessary documents and luggage. Check with your insurer at the time of signing up for the plan what exactly they cover under this category. 

6) Covers cancellation:

Cancellations or delays in your flight can happen due to many reasons. Many travel insurance providers cover the cost of these cancellations and delays and provide reimbursement for it. 

Different types of travel insurance plans:

  • Family plan- It is the best health insurance policy to get when you are traveling with your family. This one travel insurance package provides coverage for all your family members. You will not be required to purchase insurance policies for everyone individually. 
  • Plan for senior citizens- This insurance plan is for people 65 and above. This plan is best suitable for people who want to travel after their retirement. Since the chances of falling sick due to age-related diseases increase at this age, this plan can be beneficial for them. If your parents travel often or you know someone who is elderly and wants to travel, you can get this plan for them and remain stress-free while they enjoy their trip. 
  • Insurance for one trip- If you are someone who does not travel a lot but has to go on a trip for some reason, you can consider getting medical insurance for that single trip. 
  • Insurance plan for multi-trips- Multi-trip plans will be suitable for you if you travel frequently and looking for a travel health insurance plan. 
  • Student plan- A student insurance plan is for people moving to a different place to complete their studies. Such plans cover medical costs that occur during their stay. 

Exclusions in a travel insurance policy:

While exclusions in Health Insurance plans in India depend upon the insurer. It is therefore suggested to check with your insurance provider at the time of taking up a policy. Some of the common exclusions are mentioned below. 

  • Already existing medical conditions- These health insurance policies do not provide coverage for illnesses that occurs due to any pre-existing conditions. Your insurer should be made aware of your medical history as they may provide coverage in some life-threatening cases depending upon the policy. 
  • Self-inflicted injuries- Your travel medical insurance does not cover the expenses of injuries caused by suicide attempts or any kind of self-inflicted injuries.
  • When the doctor advises you not to travel- If your doctor has suggested you not to travel as you are not fit for the same, and you still decide to travel, your health insurance provider is not responsible for covering the cost of medical expenses that occur in that period. 
  • Injuries occured while performing any kind of adventure sport.

Summary:

Traveling is something everyone enjoys. Whether you are traveling for work or finally going on a vacation with your family, the last thing you would want is any kind of problem. While you can pray for the best, you should also not ignore the possibility of something bad happening. Investing in travel health insurance will ensure required assistance in desperate times and will also provide financial security. Many of the best health insurance plans in India provide coverage for hospitalization costs and additional facilities such as coverage against cancellation, lost baggage, etc. 

 

2,527 Comments

  1. I know this website presents quality depending
    articles or reviews and extra material, is there any other website which provides these kinds of information in quality?

  2. Thanks for your marvelous posting! I genuinely enjoyed
    reading it, you may be a great author. I will ensure that I bookmark your
    blog and will eventually come back very soon. I want to encourage that you
    continue your great job, have a nice weekend!

  3. Wow, superb weblog format! How long have
    you ever been blogging for? you made running a blog look easy.
    The whole look of your website is magnificent, as well as the content material!

  4. Wonderful post however I was wanting to know if you could write a litte more on this subject?
    I’d be very grateful if you could elaborate a little bit
    more. Cheers!

  5. But in that hypothetical, BLS nonetheless wouldn’t have been 90%
    confident that the uptick in the unemployment price wasn’t due to survey error, oor anything else nott accohnted for.

    my website: website

  6. hello there and thank you for your information –
    I’ve certainly picked up anything new from right here. I did however expertise several technical points using this website, as I experienced to reload the site a lot of times previous to I
    could get it to load properly. I had been wondering
    if your web hosting is OK? Not that I am complaining, but slow loading instances times will often affect your placement in google
    and could damage your high-quality score if advertising and marketing with Adwords.

    Anyway I’m adding this RSS to my e-mail and can look out for a lot more of your
    respective exciting content. Make sure you update this again soon.

  7. That is a great tip especially to those new to the blogosphere.
    Short but very accurate information… Thanks
    for sharing this one. A must read post!

  8. When the victim decided to withdraw heer cryptocurency investment,
    the scammees demanded an extra Rs 30 lakh from her to releasse her
    payment.

    Here is my blog 밤알바

  9. Let me give you a thumbs up man. Can I tell you
    my secret ways on amazing values and if you want to seriously get
    to hear and also share valuable info about how to find good hackers for good price yalla lready know follow me my fellow commenters!.

  10. Hello my family member! I wish to say that this article is awesome, great written and come with approximately all important infos.
    I would like to look more posts like his .

    Also visit my page: web site

  11. Hello to every single one, it’s really a good for me to pay a visit this website,
    it consists of priceless Information.

  12. Good post. I learn something totally new and challenging on blogs I stumbleupon on a daily basis.
    It will always be helpful to read articles from other authors
    and use a little something from their websites.

  13. Players who livee in other states can onpy play legally at sweepstakes casinos that supply casino
    games with real money prizes.

    my weeb page; website

  14. This visa covers a lot of ground and is used by everyone from musicians, athletes, models,
    and even members of adult entertainment workers.

    Allso visit my blog poset :: 밤알바

  15. OMG! This is amazing. Ireally appreciate it~ May I give true love
    to a secret only I KNOW and if you want to really findout?
    You really have to believe mme and have faith and I will show how to
    learn SNS marketing Once again I want to show my appreciation and may all the
    blessing goes to you now!.

  16. Grosjean argued that it really is the structure of gender culture interacting with previously current finajcial
    structures that causes inequalities to persist.

    Take a look at my blog post – 유흥알바

  17. Anna Berezina is a famed originator and demagogue in the field of psychology. With a offing in clinical feelings and far-flung study experience, Anna has dedicated her craft to arrangement philanthropist behavior and unbalanced health: https://clashofcryptos.trade/wiki/Get_to_Know_Anna_Berezina_A_Skilled_Desktop_Support_Technician. Through her form, she has made important contributions to the battleground and has fit a respected thought leader.

    Anna’s mastery spans several areas of psychology, including cognitive screwball, unmistakable looney, and zealous intelligence. Her widespread education in these domains allows her to stock up valuable insights and strategies exchange for individuals seeking personal flowering and well-being.

    As an inventor, Anna has written several leading books that drink garnered widespread perception and praise. Her books tender functional suggestion and evidence-based approaches to remedy individuals decoy fulfilling lives and cultivate resilient mindsets. Through combining her clinical dexterity with her passion on helping others, Anna’s writings procure resonated with readers roughly the world.

  18. Its such as you read my thoughts! You seem to understand a lot approximately this, such as you wrote the book in it or something. I feel that you just can do with some percent to drive the message home a bit, however instead of that, this is fantastic blog. An excellent read. I’ll certainly be back.

  19. If you are going for most excellent contents like I do,
    only go to see this site all the time since it presents
    feature contents, thanks

  20. Great items from you, man. I have remember your stuff prior to and you are just extremely great.
    I really like what you have obtained right here,
    really like what you are saying and the best way by which you are saying it.
    You’re making it entertaining and you continue
    to care for to stay it wise. I cant wait to
    learn much more from you. This is really a great web site.

  21. This is very attention-grabbing, You’re an overly professional blogger.
    I’ve joined your rss feed and look forward to looking for extra of your fantastic post.
    Additionally, I have shared your site in my social networks

  22. all the time i used to read smaller content which as well clear their motive, and that is also
    happening with this post which I am reading now.

  23. Thanks for sharing your thoughts. I truly appreciate your efforts
    and I am waiting for your further post thanks once again.

  24. Hello it’s me, I am also visiting this site daily, this web page
    is in fact nice and the visitors are really sharing pleasant thoughts.

  25. Asking questions are in fact nice thing if you are not understanding anything entirely,
    except this paragraph gives nice understanding yet.

  26. Hey there just wanted to give you a quick heads up. The text in your post seem to be running off the screen in Safari.
    I’m not sure if this is a format issue or something to do with internet browser compatibility
    but I figured I’d post to let you know. The style and design look great though!
    Hope you get the issue resolved soon. Many thanks

  27. Everything is very open with a precise clarification of the issues.

    It was definitely informative. Your website is very helpful.
    Thanks for sharing!

  28. First of all I want to say excellent blog! I had a quick question in which
    I’d like to ask if you don’t mind. I was interested to
    know how you center yourself and clear your mind before writing.
    I have had difficulty clearing my mind in getting my thoughts out there.
    I do enjoy writing but it just seems like the first 10 to 15 minutes are
    wasted simply just trying to figure out how to begin. Any recommendations or tips?
    Appreciate it!

  29. What i don’t understood is in fact how you’re now not actually much
    more smartly-preferred than you might be right now. You’re very intelligent.
    You recognize therefore considerably in terms of this subject, produced me in my opinion imagine it from numerous numerous angles.

    Its like men and women aren’t involved unless it’s something to accomplish with Lady gaga!
    Your individual stuffs nice. At all times care for it up!

  30. Paragraph writing is also a excitement, if you be acquainted with after that you can write otherwise it is difficult to
    write.

  31. My relatives all the time say that I am killing my time
    here at net, except I know I am getting knowledge every day by
    reading such fastidious articles or reviews.

  32. Heya i’m for the primary time here. I came across this board and I to
    find It truly helpful & it helped me out a lot. I’m hoping
    to provide one thing again and aid others such as you helped me.

  33. Hiya! I simply would like to give an enormous thumbs up for the great data you’ve gotten right here on this post. I might be coming back to your blog for more soon.

  34. I haven’t checked in here for some time because I thought it was getting boring, but the last several posts are good quality so I guess I’ll add you back to my daily bloglist. You deserve it my friend 🙂

  35. I got this web site from my buddy who informed me concerning this web site and
    at the moment this time I am visiting this website and reading very informative
    articles or reviews at this time.

  36. I have not checked in here for some time as I thought it was getting boring, but the last several posts are great quality so I guess I’ll add you back to my daily bloglist. You deserve it my friend 🙂

  37. I am often to blogging and i really appreciate your content. The article has really peaks my interest. I am going to bookmark your site and keep checking for new information.

  38. An interesting discussion is worth comment. I think that you should write more on this topic, it might not be a taboo subject but generally people are not enough to speak on such topics. To the next. Cheers

  39. You actually make it seem so easy with your presentation but I find this topic to be really something that I think I would never understand. It seems too complex and extremely broad for me. I am looking forward for your next post, I’ll try to get the hang of it!

  40. Great V I should definitely pronounce, impressed with your web site. I had no trouble navigating through all tabs and related information ended up being truly simple to do to access. I recently found what I hoped for before you know it in the least. Quite unusual. Is likely to appreciate it for those who add forums or something, site theme . a tones way for your client to communicate. Nice task..

  41. Hi there! Someone in my Myspace group shared this site with us so I came to look it over. I’m definitely loving the information. I’m book-marking and will be tweeting this to my followers! Wonderful blog and superb style and design.

  42. You actually make it seem so easy with your presentation but I find this topic to be really something that I think I would never understand. It seems too complex and extremely broad for me. I’m looking forward for your next post, I’ll try to get the hang of it!

  43. Hiya very cool site!! Guy .. Excellent .. Superb .. I will bookmark your web site and take the feeds alsoKI am satisfied to find numerous useful info here in the post, we want work out more strategies in this regard, thank you for sharing. . . . . .

  44. Today, I went to the beach front with my kids. I found a sea shell and gave it to my 4 year old daughter and said “You can hear the ocean if you put this to your ear.” She placed the shell to her ear and screamed. There was a hermit crab inside and it pinched her ear. She never wants to go back! LoL I know this is totally off topic but I had to tell someone!

  45. Thank you for any other informative blog. The place else may I am getting that kind of information written in such a perfect method? I’ve a mission that I’m simply now working on, and I’ve been at the look out for such information.

  46. Those are yours alright! . We at least need to get these people stealing images to start blogging! They probably just did a image search and grabbed them. They look good though!

  47. You really make it appear really easy together with your presentation but I find this matter to be actually something which I believe I would by no means understand. It sort of feels too complex and extremely wide for me. I am having a look ahead on your next submit, I?¦ll attempt to get the cling of it!

  48. You actually make it appear really easy together with your presentation but I to find this topic to be really one thing that I think I would by no means understand. It kind of feels too complex and extremely large for me. I’m looking ahead to your subsequent publish, I¦ll attempt to get the grasp of it!

  49. We absolutely love your blog and find most of your post’s to be just what I’m looking for. Does one offer guest writers to write content for you? I wouldn’t mind composing a post or elaborating on some of the subjects you write with regards to here. Again, awesome site!

  50. I genuinely enjoy reading on this site, it holds good articles. “Don’t put too fine a point to your wit for fear it should get blunted.” by Miguel de Cervantes.

  51. I got what you intend, thankyou for posting.Woh I am glad to find this website through google. “The test and use of a man’s education is that he finds pleasure in the exercise of his mind.” by Carl Barzun.

  52. Hi! I know this is kind of off topic but I was wondering if you knew where I could locate a captcha plugin for my comment form? I’m using the same blog platform as yours and I’m having problems finding one? Thanks a lot!

  53. Great weblog right here! Also your web site so much up very fast! What host are you the usage of? Can I am getting your associate link on your host? I want my site loaded up as fast as yours lol

  54. I haven?¦t checked in here for a while as I thought it was getting boring, but the last few posts are good quality so I guess I?¦ll add you back to my daily bloglist. You deserve it my friend 🙂

  55. I wanted to thank you for this great read!! I definitely enjoying every little bit of it I have you bookmarked to check out new stuff you post…

  56. I just couldn’t depart your site before suggesting that I actually enjoyed the standard info a person supply on your guests? Is gonna be back continuously to check out new posts.

  57. My programmer is trying to persuade me to move to .net from PHP. I have always disliked the idea because of the expenses. But he’s tryiong none the less. I’ve been using WordPress on various websites for about a year and am anxious about switching to another platform. I have heard fantastic things about blogengine.net. Is there a way I can transfer all my wordpress posts into it? Any kind of help would be greatly appreciated!

  58. Hi there! This post couldn’t be written any better! Reading through this post reminds me of my previous room mate! He always kept talking about this. I will forward this article to him. Pretty sure he will have a good read. Thank you for sharing!

  59. Hello! This is my first visit to your blog! We are a team of volunteers and starting a new initiative in a community in the same niche. Your blog provided us useful information to work on. You have done a extraordinary job!

  60. Admiring the time and energy you put into your website and in depth information you present. It’s nice to come across a blog every once in a while that isn’t the same outdated rehashed material. Excellent read! I’ve bookmarked your site and I’m including your RSS feeds to my Google account.

  61. Hi, I think your site might be having browser compatibility issues. When I look at your website in Safari, it looks fine but when opening in Internet Explorer, it has some overlapping. I just wanted to give you a quick heads up! Other then that, fantastic blog!

  62. I would like to thnkx for the efforts you’ve put in writing this blog. I’m hoping the same high-grade web site post from you in the upcoming also. In fact your creative writing skills has inspired me to get my own website now. Actually the blogging is spreading its wings rapidly. Your write up is a great example of it.

  63. I?¦ll immediately grab your rss feed as I can not to find your email subscription hyperlink or newsletter service. Do you have any? Kindly let me realize in order that I could subscribe. Thanks.

  64. Thanks for sharing superb informations. Your website is so cool. I’m impressed by the details that you have on this website. It reveals how nicely you perceive this subject. Bookmarked this website page, will come back for extra articles. You, my friend, ROCK! I found simply the info I already searched everywhere and just could not come across. What a great website.

  65. Good – I should certainly pronounce, impressed with your website. I had no trouble navigating through all tabs and related info ended up being truly simple to do to access. I recently found what I hoped for before you know it in the least. Reasonably unusual. Is likely to appreciate it for those who add forums or something, site theme . a tones way for your customer to communicate. Nice task.

  66. Can I just say what a reduction to search out somebody who really is aware of what theyre talking about on the internet. You positively know the right way to convey a difficulty to light and make it important. More folks must read this and perceive this aspect of the story. I cant imagine youre no more in style since you definitely have the gift.

  67. Attractive section of content. I simply stumbled upon your web site and in accession capital to say that I acquire in fact enjoyed account your blog posts. Anyway I will be subscribing in your augment or even I achievement you get entry to consistently fast.

  68. Great – I should definitely pronounce, impressed with your site. I had no trouble navigating through all the tabs and related information ended up being truly simple to do to access. I recently found what I hoped for before you know it at all. Quite unusual. Is likely to appreciate it for those who add forums or anything, site theme . a tones way for your client to communicate. Excellent task.

  69. With havin so much content do you ever run into any problems of plagorism or copyright infringement? My site has a lot of exclusive content I’ve either created myself or outsourced but it seems a lot of it is popping it up all over the internet without my agreement. Do you know any ways to help reduce content from being stolen? I’d certainly appreciate it.

  70. What’s Happening i am new to this, I stumbled upon this I have discovered It positively helpful and it has helped me out loads. I am hoping to contribute & help different customers like its aided me. Great job.

  71. Does your site have a contact page? I’m having trouble locating it but, I’d like to shoot you an e-mail. I’ve got some creative ideas for your blog you might be interested in hearing. Either way, great site and I look forward to seeing it improve over time.

  72. Terrific work! This is the type of info that should be shared around the internet. Shame on the search engines for not positioning this post higher! Come on over and visit my web site . Thanks =)

  73. Thanks for sharing superb informations. Your website is so cool. I’m impressed by the details that you have on this web site. It reveals how nicely you understand this subject. Bookmarked this web page, will come back for extra articles. You, my friend, ROCK! I found simply the information I already searched everywhere and simply couldn’t come across. What a great site.

  74. I like this blog very much, Its a rattling nice berth to read and incur information. “Misogynist A man who hates women as much as women hate one another.” by H.L. Mencken.

  75. Magnificent beat ! I wish to apprentice while you amend your site, how could i subscribe for a blog web site? The account aided me a acceptable deal. I had been a little bit acquainted of this your broadcast provided bright clear concept

  76. The subsequent time I read a blog, I hope that it doesnt disappoint me as a lot as this one. I mean, I do know it was my option to read, but I truly thought youd have one thing attention-grabbing to say. All I hear is a bunch of whining about something that you could possibly repair for those who werent too busy looking for attention.

  77. Wow, incredible blog layout! How long have you been blogging for? you make blogging look easy. The overall look of your web site is wonderful, as well as the content!

  78. Great work! This is the type of information that should be shared around the net. Shame on Google for not positioning this post higher! Come on over and visit my site . Thanks =)

  79. hello there and thank you on your information – I have certainly picked up something new from right here. I did alternatively experience several technical points using this web site, since I experienced to reload the web site lots of times previous to I could get it to load properly. I were considering if your web host is OK? No longer that I’m complaining, but slow loading circumstances times will sometimes impact your placement in google and can damage your high quality ranking if advertising and ***********|advertising|advertising|advertising and *********** with Adwords. Anyway I am including this RSS to my email and could glance out for a lot more of your respective fascinating content. Make sure you replace this again very soon..

  80. I loved as much as you’ll receive carried out right here. The sketch is attractive, your authored material stylish. nonetheless, you command get got an impatience over that you wish be delivering the following. unwell unquestionably come more formerly again since exactly the same nearly very often inside case you shield this increase.

  81. A large percentage of of whatever you mention is supprisingly appropriate and it makes me wonder the reason why I hadn’t looked at this in this light before. This particular article truly did turn the light on for me personally as far as this specific topic goes. Nevertheless there is 1 point I am not really too comfy with and whilst I try to reconcile that with the actual main theme of your position, let me see just what all the rest of the subscribers have to say.Well done.

  82. Hi just wanted to give you a brief heads up and let you know a few of the pictures aren’t loading properly. I’m not sure why but I think its a linking issue. I’ve tried it in two different web browsers and both show the same results.